Algorithmic Trust AI Blockchain and the Reinvention of Insurance — Tuna Can Güleç Mehmet Uzun

Ürün Açıklaması İÇİNDEKİLER INTRODUCTION The Age of Algorithmic Trust CHAPTER 1 FROM RISK TO ALGORITHMIC TRUST THE HISTORICAL EVOLUTION OF INSURANCE 1 1 The Origins of Risk and Mutual Protection 1 2 Institutionalization of Insurance and the Economics of Trust 1 3 The Information Age and Digitalization 1 4 The Advent of AI and Blockchain as Trust Machines 1 5 Synthesis From Social Solidarity to Algorithmic Trust CHAPTER 2 THE LOGIC OF RISK FROM PROBABILITY TO PREDICTIVE ANALYTICS 2 1 From Uncertainty to Probability The Origins of Risk Calculation 2 2 The Rise of Actuarial Science and Institutionalized Prediction 2 3 Digitalization and the Advent of Predictive Analytics 2 4 Algorithmic Models and Ethical Challenges 2 5 The Transformation of Risk Logic From Mathematical Certainty to Algorithmic Reflexivity CHAPTER 3 ALGORITHMIC INFRASTRUCTURE AND SMART CONTRACT ECONOMIES 3 1 From Digital Ledgers to Algorithmic Economies 3 2 The Architecture of Smart Contracts 3 3 Decentralized Finance and Risk Distribution 3 4 Governance Regulation and Ethical Paradoxes 3 5 Insurance Beyond Institutions Toward Algorithmic Markets of Trust CHAPTER 4 THE ARCHITECTURE OF ALGORITHMIC TRUST IN FINANCIAL REGULATION 4 1 The Regulatory Challenge of Automation 4 2 Regulatory Technology RegTech and Embedded Governance 4 3 Ethical Algorithms and the Problem of Accountability 4 4 Hybrid Governance Reconciling Code and Law 4 5 Toward a Reflexive Regulatory Paradigm CHAPTER 5 ARTIFICIAL INTELLIGENCE IN UNDERWRITING AND RISK ASSESSMENT 5 1 From Human Judgment to Automated Underwriting 5 2 Machine Learning in Risk Evaluation 5 3 Ethical and Epistemic Tensions in Algorithmic Underwriting 5 4 Integrating AI and Blockchain in Claims and Risk Verification 5 5 The Future of Algorithmic Risk Judgment CHAPTER 6 PREDICTIVE CAPITAL AND AUTOMATED RISK MARKETS 6 1 The Financialization of Prediction 6 2 Algorithmic Pricing and Real Time Capital Allocation 6 3 Blockchain Infrastructure and Decentralized Risk Pools Contents 6 4 Ethical and Systemic Risks of Predictive Capital 6 5 The Future of Risk Markets and Reflexive Regulation CHAPTER 7 ALGORITHMIC GOVERNANCE AND ETHICAL REGULATION IN INSURANCE 7 1 From Compliance to Algorithmic Governance 7 2 The EU AI Act and Global Regulatory Responses 7 3 Ethical AI in Insurance Fairness Transparency and Explainability 7 4 Blockchain as Regulatory Infrastructure 7 5 Reflexive Ethics and the Future of Algorithmic Accountability CHAPTER 8 REGIONAL CASE STUDIES AND MEDITERRANEAN PERSPECTIVES 8 1 Introduction Regionalization of Algorithmic Insurance 8 2 Türkiye s Digital Insurance Landscape 8 3 Mediterranean and Southern European Models 8 4 Climate Risk Parametric Insurance and Regional Resilience 87 8 5 Toward a Mediterranean Model of Ethical Digital Insurance 89 CHAPTER 9 DEFI DECENTRALIZED RISK TRANSFER AND THE FUTURE OF REINSURANCE 9 1 From Traditional Reinsurance to Algorithmic Risk Sharing 9 2 Decentralized Finance DeFi and Insurance Convergence 9 3 Blockchain Orchestrated Reinsurance Networks 9 4 Systemic Risks Regulatory Dilemmas and Ethical Implications 9 5 The Future of Reinsurance Toward a Decentralized Ethical and Transparent Model CHAPTER 10 THE ROAD AHEAD ETHICAL FUTURES OF INSURTECH AND PREDICTIVE SOCIETY 10 1 From Reactive Protection to Predictive Governance 10 2 Algorithmic Surveillance and Behavioral Insurance 10 3 AI Regulation Transparency and the EU Ethical Framework 10 4 Global Futures Cross Cultural Adaptations of Ethical InsurTech 10 5 Beyond Insurance Algorithmic Trust and the Predictive Social Contract EPILOGUE THE HUMAN CONDITION AFTER RISK REFERENCES

İÇİNDEKİLER INTRODUCTION The Age of Algorithmic Trust CHAPTER 1 FROM RISK TO ALGORITHMIC TRUST THE HISTORICAL EVOLUTION OF INSURANCE 1 1 The Origins of Risk and Mutual Protection 1 2 Institutionalization of Insurance and the Economics of Trust 1 3 The Information Age and Digitalization 1 4 The Advent of AI and Blockchain as Trust Machines 1 5 Synthesis From Social Solidarity to Algorithmic Trust CHAPTER 2 THE LOGIC OF RISK FROM PROBABILITY TO PREDICTIVE ANALYTICS 2 1 From Uncertainty to Probability The Origins of Risk Calculation 2 2 The Rise of Actuarial Science and Institutionalized Prediction 2 3 Digitalization and the Advent of Predictive Analytics 2 4 Algorithmic Models and Ethical Challenges 2 5 The Transformation of Risk Logic From Mathematical Certainty to Algorithmic Reflexivity CHAPTER 3 ALGORITHMIC INFRASTRUCTURE AND SMART CONTRACT ECONOMIES 3 1 From Digital Ledgers to Algorithmic Economies 3 2 The Architecture of Smart Contracts 3 3 Decentralized Finance and Risk Distribution 3 4 Governance Regulation and Ethical Paradoxes 3 5 Insurance Beyond Institutions Toward Algorithmic Markets of Trust CHAPTER 4 THE ARCHITECTURE OF ALGORITHMIC TRUST IN FINANCIAL REGULATION 4 1 The Regulatory Challenge of Automation 4 2 Regulatory Technology RegTech and Embedded Governance 4 3 Ethical Algorithms and the Problem of Accountability 4 4 Hybrid Governance Reconciling Code and Law 4 5 Toward a Reflexive Regulatory Paradigm CHAPTER 5 ARTIFICIAL INTELLIGENCE IN UNDERWRITING AND RISK ASSESSMENT 5 1 From Human Judgment to Automated Underwriting 5 2 Machine Learning in Risk Evaluation 5 3 Ethical and Epistemic Tensions in Algorithmic Underwriting 5 4 Integrating AI and Blockchain in Claims and Risk Verification 5 5 The Future of Algorithmic Risk Judgment CHAPTER 6 PREDICTIVE CAPITAL AND AUTOMATED RISK MARKETS 6 1 The Financialization of Prediction 6 2 Algorithmic Pricing and Real Time Capital Allocation 6 3 Blockchain Infrastructure and Decentralized Risk Pools Contents 6 4 Ethical and Systemic Risks of Predictive Capital 6 5 The Future of Risk Markets and Reflexive Regulation CHAPTER 7 ALGORITHMIC GOVERNANCE AND ETHICAL REGULATION IN INSURANCE 7 1 From Compliance to Algorithmic Governance 7 2 The EU AI Act and Global Regulatory Responses 7 3 Ethical AI in Insurance Fairness Transparency and Explainability 7 4 Blockchain as Regulatory Infrastructure 7 5 Reflexive Ethics and the Future of Algorithmic Accountability CHAPTER 8 REGIONAL CASE STUDIES AND MEDITERRANEAN PERSPECTIVES 8 1 Introduction Regionalization of Algorithmic Insurance 8 2 Türkiye s Digital Insurance Landscape 8 3 Mediterranean and Southern European Models 8 4 Climate Risk Parametric Insurance and Regional Resilience 87 8 5 Toward a Mediterranean Model of Ethical Digital Insurance 89 CHAPTER 9 DEFI DECENTRALIZED RISK TRANSFER AND THE FUTURE OF REINSURANCE 9 1 From Traditional Reinsurance to Algorithmic Risk Sharing 9 2 Decentralized Finance DeFi and Insurance Convergence 9 3 Blockchain Orchestrated Reinsurance Networks 9 4 Systemic Risks Regulatory Dilemmas and Ethical Implications 9 5 The Future of Reinsurance Toward a Decentralized Ethical and Transparent Model CHAPTER 10 THE ROAD AHEAD ETHICAL FUTURES OF INSURTECH AND PREDICTIVE SOCIETY 10 1 From Reactive Protection to Predictive Governance 10 2 Algorithmic Surveillance and Behavioral Insurance 10 3 AI Regulation Transparency and the EU Ethical Framework 10 4 Global Futures Cross Cultural Adaptations of Ethical InsurTech 10 5 Beyond Insurance Algorithmic Trust and the Predictive Social Contract EPILOGUE THE HUMAN CONDITION AFTER RISK REFERENCES

İÇİNDEKİLERINTRODUCTIONThe Age of Algorithmic TrustCHAPTER 1FROM RISK TO ALGORITHMIC TRUST THE HISTORICAL EVOLUTION OF INSURANCE1 1 The Origins of Risk and Mutual Protection1 2 Institutionalization of Insurance and the Economics of Trust1 3 The Information Age and Digitalization1 4 The Advent of AI and Blockchain as Trust Machines1 5 Synthesis From Social Solidarity to Algorithmic TrustCHAPTER 2THE LOGIC OF RISK FROM PROBABILITY TO PREDICTIVE ANALYTICS2 1 From Uncertainty to Probability The Origins ofRisk Calculation2 2 The Rise of Actuarial Science andInstitutionalized Prediction2 3 Digitalization and the Advent of Predictive Analytics2 4 Algorithmic Models and Ethical Challenges2 5 The Transformation of Risk Logic From Mathematical Certainty to Algorithmic ReflexivityCHAPTER 3ALGORITHMIC INFRASTRUCTURE AND SMART CONTRACT ECONOMIES3 1 From Digital Ledgers to Algorithmic Economies3 2 The Architecture of Smart Contracts3 3 Decentralized Finance and Risk Distribution3 4 Governance Regulation and Ethical Paradoxes3 5 Insurance Beyond Institutions TowardAlgorithmic Markets of TrustCHAPTER 4THE ARCHITECTURE OF ALGORITHMICTRUST IN FINANCIAL REGULATION4 1 The Regulatory Challenge of Automation4 2 Regulatory Technology RegTech and Embedded Governance4 3 Ethical Algorithms and the Problem of Accountability4 4 Hybrid Governance Reconciling Code and Law4 5 Toward a Reflexive Regulatory ParadigmCHAPTER 5ARTIFICIAL INTELLIGENCE IN UNDERWRITING AND RISK ASSESSMENT5 1 From Human Judgment to Automated Underwriting5 2 Machine Learning in Risk Evaluation5 3 Ethical and Epistemic Tensions inAlgorithmic Underwriting5 4 Integrating AI and Blockchain inClaims and Risk Verification5 5 The Future of Algorithmic Risk JudgmentCHAPTER 6PREDICTIVE CAPITAL AND AUTOMATED RISK MARKETS6 1 The Financialization of Prediction6 2 Algorithmic Pricing and Real Time Capital Allocation6 3 Blockchain Infrastructure and Decentralized Risk PoolsContents6 4 Ethical and Systemic Risks of Predictive Capital6 5 The Future of Risk Markets and Reflexive RegulationCHAPTER 7ALGORITHMIC GOVERNANCE ANDETHICAL REGULATION IN INSURANCE7 1 From Compliance to Algorithmic Governance7 2 The EU AI Act and Global Regulatory Responses7 3 Ethical AI in Insurance Fairness Transparency and Explainability7 4 Blockchain as Regulatory Infrastructure7 5 Reflexive Ethics and the Future ofAlgorithmic AccountabilityCHAPTER 8REGIONAL CASE STUDIES AND MEDITERRANEAN PERSPECTIVES8 1 Introduction Regionalization of Algorithmic Insurance8 2 Türkiye s Digital Insurance Landscape8 3 Mediterranean and Southern European Models8 4 Climate Risk Parametric Insurance and Regional Resilience 878 5 Toward a Mediterranean Model of Ethical Digital Insurance 89CHAPTER 9DEFI DECENTRALIZED RISK TRANSFER AND THEFUTURE OF REINSURANCE9 1 From Traditional Reinsurance to Algorithmic Risk Sharing9 2 Decentralized Finance DeFi and Insurance Convergence9 3 Blockchain Orchestrated Reinsurance Networks9 4 Systemic Risks Regulatory Dilemmas and Ethical Implications9 5 The Future of Reinsurance Toward a Decentralized Ethical and Transparent ModelCHAPTER 10THE ROAD AHEAD ETHICAL FUTURES OF INSURTECH ANDPREDICTIVE SOCIETY10 1 From Reactive Protection to Predictive Governance10 2 Algorithmic Surveillance and Behavioral Insurance10 3 AI Regulation Transparency and theEU Ethical Framework10 4 Global Futures Cross CulturalAdaptations of Ethical InsurTech10 5 Beyond Insurance AlgorithmicTrust and the Predictive Social ContractEPILOGUE THE HUMAN CONDITION AFTER RISKREFERENCES

İÇİNDEKİLER INTRODUCTION The Age of Algorithmic Trust CHAPTER 1 FROM RISK TO ALGORITHMIC TRUST THE HISTORICAL EVOLUTION OF INSURANCE 1 1 The Origins of Risk and Mutual Protection 1 2 Institutionalization of Insurance and the Economics of Trust 1 3 The Information Age and Digitalization 1 4 The Advent of AI and Blockchain as Trust Machines 1 5 Synthesis From Social Solidarity to Algorithmic Trust CHAPTER 2 THE LOGIC OF RISK FROM PROBABILITY TO PREDICTIVE ANALYTICS 2 1 From Uncertainty to Probability The Origins of Risk Calculation 2 2 The Rise of Actuarial Science and Institutionalized Prediction 2 3 Digitalization and the Advent of Predictive Analytics 2 4 Algorithmic Models and Ethical Challenges 2 5 The Transformation of Risk Logic From Mathematical Certainty to Algorithmic Reflexivity CHAPTER 3 ALGORITHMIC INFRASTRUCTURE AND SMART CONTRACT ECONOMIES 3 1 From Digital Ledgers to Algorithmic Economies 3 2 The Architecture of Smart Contracts 3 3 Decentralized Finance and Risk Distribution 3 4 Governance Regulation and Ethical Paradoxes 3 5 Insurance Beyond Institutions Toward Algorithmic Markets of Trust CHAPTER 4 THE ARCHITECTURE OF ALGORITHMIC TRUST IN FINANCIAL REGULATION 4 1 The Regulatory Challenge of Automation 4 2 Regulatory Technology RegTech and Embedded Governance 4 3 Ethical Algorithms and the Problem of Accountability 4 4 Hybrid Governance Reconciling Code and Law 4 5 Toward a Reflexive Regulatory Paradigm CHAPTER 5 ARTIFICIAL INTELLIGENCE IN UNDERWRITING AND RISK ASSESSMENT 5 1 From Human Judgment to Automated Underwriting 5 2 Machine Learning in Risk Evaluation 5 3 Ethical and Epistemic Tensions in Algorithmic Underwriting 5 4 Integrating AI and Blockchain in Claims and Risk Verification 5 5 The Future of Algorithmic Risk Judgment CHAPTER 6 PREDICTIVE CAPITAL AND AUTOMATED RISK MARKETS 6 1 The Financialization of Prediction 6 2 Algorithmic Pricing and Real Time Capital Allocation 6 3 Blockchain Infrastructure and Decentralized Risk Pools Contents 6 4 Ethical and Systemic Risks of Predictive Capital 6 5 The Future of Risk Markets and Reflexive Regulation CHAPTER 7 ALGORITHMIC GOVERNANCE AND ETHICAL REGULATION IN INSURANCE 7 1 From Compliance to Algorithmic Governance 7 2 The EU AI Act and Global Regulatory Responses 7 3 Ethical AI in Insurance Fairness Transparency and Explainability 7 4 Blockchain as Regulatory Infrastructure 7 5 Reflexive Ethics and the Future of Algorithmic Accountability CHAPTER 8 REGIONAL CASE STUDIES AND MEDITERRANEAN PERSPECTIVES 8 1 Introduction Regionalization of Algorithmic Insurance 8 2 Türkiye s Digital Insurance Landscape 8 3 Mediterranean and Southern European Models 8 4 Climate Risk Parametric Insurance and Regional Resilience 87 8 5 Toward a Mediterranean Model of Ethical Digital Insurance 89 CHAPTER 9 DEFI DECENTRALIZED RISK TRANSFER AND THE FUTURE OF REINSURANCE 9 1 From Traditional Reinsurance to Algorithmic Risk Sharing 9 2 Decentralized Finance DeFi and Insurance Convergence 9 3 Blockchain Orchestrated Reinsurance Networks 9 4 Systemic Risks Regulatory Dilemmas and Ethical Implications 9 5 The Future of Reinsurance Toward a Decentralized Ethical and Transparent Model CHAPTER 10 THE ROAD AHEAD ETHICAL FUTURES OF INSURTECH AND PREDICTIVE SOCIETY 10 1 From Reactive Protection to Predictive Governance 10 2 Algorithmic Surveillance and Behavioral Insurance 10 3 AI Regulation Transparency and the EU Ethical Framework 10 4 Global Futures Cross Cultural Adaptations of Ethical InsurTech 10 5 Beyond Insurance Algorithmic Trust and the Predictive Social Contract EPILOGUE THE HUMAN CONDITION AFTER RISK REFERENCES